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Social Security Disability Claims
At Gemma Law Associates, Inc., our Rhode Island Social Security disability claims lawyers know that the claims process can be a source of frustration and confusion. People who apply for Social Security disability face mountains of paperwork and a tough application process that results in denial in more than half of all cases. However, if you have a disability that prevents you from earning a living, you shouldn’t let the process prevent you from filing for benefits you are entitled to receive.
The two main Social Security disability benefits are Social Security Disability Insurance (SSDI), which is for disabled workers who have paid Social Security taxes, and Supplemental Security Income (SSI), which helps disabled people who have little or no income to meet their basic needs. Applicants for either program must meet Social Security’s definition of “disabled” by providing detailed information. Working with an experienced attorney can help as you navigate the complex road of the Social Security Administration’s disability claims process.
If an injury has left you disabled and unable to work, or if you are otherwise unable to earn a living because of a disability, you may qualify for Social Security benefits. For more than four decades, the Social Security disability claims attorneys of Gemma Law Associates, Inc., have assisted people with claims throughout Rhode Island, including Providence, Pawtucket, Warwick, Newport, Cranston, Woonsocket and Bristol.
To learn how we can help you, call us today toll free or use our online form. We provide free initial case evaluations.
Types of Social Security Disability Benefits Programs
Like many government programs, the Social Security disability benefits program has grown complex. Regulators have revised the rules to meet multiple circumstances, conditions and needs. Social Security disability benefits programs include:
- Social Security Disability Insurance (SSDI) – Provides financial benefits to people who have worked five out of the previous 10 years but have become disabled to such an extent they can no longer work.
- Supplemental Security Income (SSI) – Pays benefits to those who have a financial need because their disability keeps them out of the workforce. SSI is available for both disabled children and adults, although the requirements are different for each group.
- Disabled Widow’s and Widower’s Benefits – Provide financial benefits to widows or widowers who have become disabled within a certain amount of time after the death of their spouse. These benefits, like SSDI, require that the recipient have worked in the past and contributed to the Social Security program.
- Disabled Adult Child Benefits – Provide financial support to children who become disabled before the age of 22 and whose parents are either deceased or receiving retirement or Social Security disability payments.
Applying for Social Security Disability Benefits
What all of these benefits have in common is a stringent review process and frequent denial of first-time applicants. Up to 70 percent of all claims are initially rejected. Even applicants with very obvious disabilities and financial needs find that their initial applications for benefits are rejected.
For example, the Social Security Administration (SSA) provides a checklist of items you’ll need for an initial interview when applying for SSDI. An applicant must gather:
- Medical records
- Workers’ compensation information, including the settlement agreement, date of injury, claim number, and proof of other disability payments
- Names and dates of birth of minor children and spouse
- Marriage and divorce dates
- Checking or savings account numbers, including the bank’s 9-digit routing number for direct deposit of benefit checks
- Name, address and phone number of an emergency contact
You may also be required to complete Form SSA-827 (“Authorization to Disclose Information to the Social Security Administration”) as well as the “Medical and Job Worksheet – Adult,” which asks for personal and medical information in seven categories.
If your claim is turned down, you can request what is known as “reconsideration.” This means your claim will be reviewed again.
A Social Security Disability Benefits Claims Attorney Can Help
Consulting with an attorney familiar with the SSA process can be vital. It can make a real difference in the successful outcome of your claim. The lawyers of Gemma Law Associates, Inc., have decades of legal experience. We have developed a thorough understanding of SSA rules and regulations. We know the red flags that stand out to claim reviewers. We’re able to more effectively prepare our clients’ application materials to ensure all documentation is clear and supports your disability claim.
When a disability prevents you, your spouse or your child from earning income, simply paying the bills and going about your daily routine can be a tremendous challenge. You shouldn’t have to fight with the Social Security Administration month after month for benefits.
The attorneys at Gemma Law Associates will evaluate your documentation to ensure you have all the correct materials, including medical reports and past work history (if appropriate). We will also review your current medical treatment to ensure that it is consistent with your disability. We will assist you with your initial application and, if necessary, a request for reconsideration. Our decades of experience working on behalf of Social Security Disability claims applicants has enabled us to successfully secure benefits for disabled clients throughout Rhode Island.
Contact Our Rhode Island Social Security Disability Claims Lawyers Today
If you have questions about applying for Social Security Disability, or if you feel that your application has been unfairly denied, contact Gemma Law Associates, Inc., today. For decades our Social Security disability claims attorneys have been helping clients obtain the benefits they deserve. We’ve filed successful claims and appeals for clients throughout Rhode Island.
For a free legal consultation, call our Rhode Island Social Security disability claims lawyers today toll free or use our online form.