Workers’ Compensation Lawyer RI: Work Injury
Unfortunately, Rhode Island workers in any industry face the risk of being injured on the job. Although the state’s Division of Workers’ Compensation is designed to provide benefits to people who are hurt in workplace accidents, insurance companies and employers often have a team of experts and an arsenal of information to prevent workers from recovering maximum compensation.
At Gemma Law Associates, Inc., our experienced Providence workers’ compensation lawyers have more than 40 years of experience representing people who have been hurt at work and need a strong advocate to fight for the benefits they deserve. Our attorneys treat every client with respect and compassion, and you can count on our knowledgeable legal team to:
Injured on the Job: Explain all of your options and your rights.
If your employer is trying to persuade you to use your health insurance or sue a third party, we can explain the pros and cons. For example, your health insurance has a co-pay plan and covers much less than workers’ compensation benefits would. And suing a third party would require you to prove negligence and would require that the defendant have assets or insurance so you could get paid. You need to understand your rights so you are not pressured into making a decision that could hurt you in the long run.
Protect you from employers and insurers that may fight to derail your Workers’ Comp. claim.
The process of filing a workers’ compensation claim should be simple, but employers and insurers sometimes create barriers to deter you. When our attorneys are preparing your claim, most employers and insurers will know they can’t go out of their way to make things difficult because our team will be monitoring their every move.
Properly document and prepare your workers’ compensation claim.
Our Providence workplace injury lawyers will thoroughly document your accident and your injury to submit a solid workers’ compensation claim for compensation. We will also stay on top of your claim to ensure you meet all the deadlines.
Aggressively negotiate disputes over benefits: Workers’ Compensation Lawyer RI
Employers and insurance companies may try to lowball you and not count all of your wages when determining what types of workers’ compensation benefits you are entitled to receive. Or you may find yourself in a dispute over whether medical bills should be paid for a legitimate treatment or procedure. Our workplace injury lawyers will tackle all of these tense disputes for you, so you can focus on your recovery.
There are multiple levels of appeal that our attorneys can pursue if any of your benefits have been denied. However, the workers’ compensation system can be complicated, so you need a strong advocate who knows the law and can represent your interests against large insurance companies and big corporations.
Contact Gemma Law Associates: RI Workers’ Compensation
Schedule a free case consultation with our seasoned Rhode Island workers’ compensation lawyers now, and learn how we can pursue justice for you.
If you have been hurt or lost a loved one in an accident that someone else’s carelessness or recklessness caused, or in an act of violence or abuse, you have a right to seek compensation for your medical bills and losses.
The Rhode Island personal injury lawyers of Gemma Law Associates, Inc., have years of experience in helping injured people from Providence and throughout Rhode Island to include: Bristol, Cranston, Kent County, Newport, Pawtucket, Warwick, Washington County, Woonsocket, and more to obtain funds that can help them recover and rebuild their lives.
We can help you seek compensation for your expenses and your pain and suffering after someone else has harmed you. Call us toll-free today or complete our online form to get started on your case.
Still researching and not wanting to call us yet? Here are a list of resources that may help you find out the information you need about your Rhode Island personal injury:
When Do You Need a Rhode Island Workers’ Compensation Lawyer?
When you are hurt on the job, it should be easy to file a workers’ compensation claim and quickly get access to the full benefits you deserve. Unfortunately, things don’t always happen this way.
Employers and workers’ compensation insurers may use tactics such as:
- Creating a culture where reporting your injury is discouraged
- Pressuring you to go through your health insurance or file a claim against a third party
- Denying legitimate claims over small details and technicalities
Don’t let your employer or the insurance company bully you out of filing a claim or deny you the benefits you deserve. Let our experienced Providence workplace accident lawyers review your case for free and explain all of your legal options.
What Types of Compensation Can You Get in a Rhode Island Workers’ Compensation Claim?
There is a lot at stake when it comes to filing for workers’ compensation benefits in Rhode Island. A successful claim can entitle you to:
Payment for 100 percent of your medical costs. This includes both initial medical treatment and rehabilitative care. You may also be compensated for the cost of transportation to see a doctor or medical specialist.
Compensation for lost income. Once an injury causes you to miss at least three consecutive days of work, you can begin receiving compensation for a portion of your lost income.
Partial disability benefits. These benefits are paid when your injury affects your ability to work and causes you to take a light-duty or lower-paying job either permanently or for a limited period until you recover. Although you are still expected to work as much as you can, these benefits can cover a portion of the difference between your pre-injury and post-injury income.
Total disability benefits. Like partial disability benefits, these can be paid temporarily or permanently. However, total disability benefits are paid when you cannot work at all due to your injury.
Dependency allowance benefits. Depending on the circumstances of your case, you may be eligible for a weekly allowance for each of your dependents.
Death benefits. If your family member dies as a result of a work injury, you may be entitled to receive ongoing weekly benefits for the loss of income.
At Gemma Law Associates, we understand that getting these benefits can mean the difference between receiving medical treatment and being able to support yourself ─ or losing everything. We treat your case with the urgency it deserves, and our attorneys are always available to answer any questions you may have about your claim.
Contact our skilled workers’ compensation lawyers today to schedule a free consultation, and let us get started on your claim.
When Are You Eligible for Workers’ Compensation Benefits?
If you suffer any kind of injury as a direct result of doing your job, you should be eligible for monetary compensation. This means that even if you were off site running an errand for your boss, you can still collect benefits.
In fact, you can obtain workers’ compensation benefits for a variety of injuries and illnesses, including when:
- You are injured in a sudden accident on the job, such as a fall at a construction site.
- You get into a car accident when driving as part of your job.
- You develop a repetitive stress injury, such as carpal tunnel syndrome or herniated discs, due to performing the same work over-and-over again.
- You develop an overexertion injury from twisting, turning, bending, pulling or lifting too much at work.
- You are diagnosed with an illness as a result of being exposed to toxins in the workplace, such as developing mesothelioma from asbestos exposure.
You should know that you don’t have to prove that your employer did anything wrong in order to file a workers’ compensation claim. And it doesn’t matter if you made mistakes, as long as you weren’t intoxicated or violating company policies.
Our skilled Rhode Island workers’ compensation lawyers will fight fiercely to protect your right to benefits. This may mean fending off insurers and employers that want to deny your claim even though you have a legitimate work injury. It could also mean protecting you from being forced to go back to work before you are ready.
Schedule a free case consultation now to learn more about your rights after a workplace accident.
5 Steps to Take After a Workplace Injury
1Report your Workplace Injury
In Rhode island, you must report your workplace injury or illness to your employer. This starts the process of applying for workers’ compensation benefits. Your employer will file a claim with their workers’ compensation insurance carrier.
Rhode Island law requires employers with one ore more employees to provide workers’ compensation insurance. To report an employer that you believes does not have workers’ compensation insurance, call (401) 462-8100 option 4 or email firstname.lastname@example.org.
2Seek Medical Assistance
If a workplace accident causes serious or life-threatening injury, an ambulance will likely be called. If you are not incapacitated, or if you realize you are hurt while away from work, you should still seek medical attention. Follow any medical instructions the doctor or other medical professionals provide, such as taking medication or getting rest.
3Document Your Injury
If possible, keep a record of your workplace accident, your injury and your recovery. Note how the accident happed and any pain you experienced, including delayed pain. Keep notes from your medical exam and save any records the doctor gives you.
Make a list of over-the-counter or prescribed medication you take. Keep records of follow-up surgery, therapy or other medical procedures or treatment.
4Document Your Injury
Also, record how you feel as time goes on, including any lingering pain or discomfort and any limitations. You should note any impairment of your ability to perform work or other basic functions such as manual tasks, moving about and caring for yourself. This information will help to establish your need for workers.
5Do Not Talk to Insurers Until You Speak with an Attorney
If you are contacted by your employer’s insurance compny or another representative of your employer with an offer of compensation,
you should state that you wish to speak with an attorney first. Do not sign any statements that you do not thoroughly understand (unless it is a form that must be filled out to receive medical care).
6Contact an Experienced Rhode Island Workplace Injury Lawyer
When you engage the assistance of an experienced Rhode Island workplace accident lawyer, you acquire the services of a dedicated legal advocate who will work to protect your rights and interests. Your employer’s insurance compny will seek what’s best for its own bottom line. Your employer will look out for its corporate interests. You need someone who will look out for you.
Contact Our Rhode Island Workers’ Compensation Lawyers Today
If you have been injured in a workplace accident and need help getting back on your feet, you should know that the law is on your side. Let our experienced workers’ compensation attorneys help you navigate this complicated system and fight for the benefits you deserve.
For decades, our dedicated workplace accident attorneys have been helping clients with claims and appeals in Providence, Pawtucket, Warwick, Newport, Cranston, Woonsocket, Bristol and throughout Rhode Island.
Schedule a free consultation today by calling or filling out our online form.